July 2015

New MD at Creditinfo VoLo


Meet Adamou Sambaré

Adamou Sambaré has been appointed as the Managing Director of Creditinfo VoLo in West Africa. As many of you know, Creditinfo was licensed by BCEAO, Central Bank, earlier this year to create a private credit bureau in 8 West African States.

Adamou will lead the startup in these 8 countries that have a combined population of 105.7 million people (as of 2014). No easy task this!

Adamou, native of Niger, graduated from École des Mines de Paris as, one of top universities from France, as an engineer specializing in IT. After a first job in research at a DEC lab in the south of France, and another one with an IT services company, he actually joined BCEAO. At the Central Bank of 8 Western African states, Adamou led some critical infrastructure projects like RTGS (payment systems). It was the time where he started working with our Michel Massain, who was on the RTGS’ supplier side. After BCEAO, Adamou worked as a consultant for the implementation of a few payments systems and banking projects in French speaking Africa, before moving to Orange in Niger, and then in Ivory Coast as CIO and then Quality and Shared Services Director.

CEO at Creditinfo Morocco


Meet Sidimohamed “Sidi” Abouchikhi

Sidi was previously the Managing Director of Experian Morocco and will continue to lead the Creditinfo Morocco operations as Chief Executive Officer.  Sidi be a key player in ensuring a smooth transition in the coming months, assisting Kristinn “Kiddi” Agnarsson, Head of Credit Bureau Expansion and Michel Massain, Project Manager for Creditinfo Francophile operations.

Sidi has worked with Experian since September 2010, initially joining the company as Sales and Business Development Manager prior to becoming MD.  Sidi brings with him wealth of experience and knowledge of the Finance and Credit industry, not only from his roles at Experian, but alsofrom his role as Risk Manager at BMCE Bank and prior to that, as the Corporate Trust Administrator at JP Morgan Chase.

Sidi holds a Masters of Business Administration in Finance and Financial Management Services from the Cameron School of Business and a Bachelor’s degree in Business and Managerial Economics from the University of Hassan II.  He is fluent in Arabic, French and English.
In his spare time, Sidi also enjoys volunteer work having previously volunteered with “Bayti” a not for profit organisation which focuses on the social reintegration of children with difficult situations.

Head of Financial Inclusion, Capacity Building & Training in Africa


Meet Agata Szydlowska

Agata has more than 15 years experience working within financial infrastructure frameworks and credit risk management within emerging markets concept, with broad expertise in credit information sharing mechanisms. Having previously worked for the IFC, Agata joins the Credit Bureau Expansion team and will be based in the office in Kenya. Continue reading »

Creditinfo Romania

For such a significant increase in New Sales January to June this year compared to last year and their recent success on their data exchange project


We're now in Morocco


As you should all be aware, we have recently opened Creditinfo Morocco having purchased an existing company from Experian.  If not, then here is the press release.


Almar's Monthly

“Knowledge comes by taking things apart: analysis.

But wisdom comes by putting things together.”

John Morrison

almar monthly

Hello Everyone!

I recently read an article which I thought really summed up Creditinfo as does this quote.   Knowledge vs. Wisdom vs. Insight

The article states each word is an accumulation of thoughts and experiences, but each one has some real differences in the essence of their meanings and their applications.

  • Knowledge is gathering facts and data.
  • Wisdom is the ability to judge which elements of that data are true and are applicable.
  • Insight is taking that knowledge and wisdom to create a clearer understanding of the truth.

The articles explains it as:

  • Knowledge is measuring that a desert path is 12.4 miles long.
  • Wisdom is packing enough water for the hike.
  • Insight is building a lemonade stand at mile 6.

You can read the article in full here:

From our Credit Bureau Solutions to our services, everything we do is based on gathering information/data, analysing it and then putting it back together, so it can be used to improve the delivery of financial services worldwide.

Every time we start a new Credit Bureau in a different country, we learn from that experience and build on the knowledgeable gained, so that we are able to do it better the next time around and improve on our current practices.

Everyone in the company has an important role in building that knowledge, wisdom and insight to achieve our ultimate goals.



Players of the Month

player of the month


This month we would like to recognise both an individual and a team.

Andrius Bogdanovicius

This month Andrius, CEO of Creditinfo Lithuania and also Regional Head of Eastern Europe at Creditinfo International GmbH, celebrated 10 years of working with Creditinfo.  A few of his colleagues and clients got together to tell us what they think is the key to his success.


We’d like to thank you for your dedication to the company and for being such a great colleague and boss.

Congratulations, Andrius and we look forward to the next decade!

PS Andrius was also interviewed on National TV this month.  You can see him on http://www.lrt.lt/mediateka/irasas/80632 go to 59’20” minutes.

Creditinfo acquire Credit Bureau in Morocco from Experian

Creditinfo are pleased to announce that they have entered into a definitive agreement to acquire a credit bureau operation in Morocco, from Experian.  The office is based in Casablanca, and at this stage has no intention of moving location.  Continue reading »

Creditinfo Academy Webinar – Human Capital Management by Craig Mackellar

craig mackellar photoYou can find out more about Human Capital Management in a webinar by Craig Mackellar, Head of Sales for Reddy Co.  Craig explains how employees are a valuable asset to any company and talks about how ReddyCo help companies improve on how they approach this subject.

See Craig’s bio here

Check out his presentation here

Watch the webinar here