The Creditinfo Chronicle
Enterprise Risk Management
Creditinfo Jamaica‘s CEO, Megan Deane, today shared insights into how to manage Enterprise Risk.
According to Wikipedia:
Enterprise risk management (ERM) in business includes the methods and processes used by organizations to manage risks and seize opportunities related to the achievement of their objectives. ERM provides a framework for risk management, which typically involves identifying particular events or circumstances relevant to the organization’s objectives (risks and opportunities), assessing them in terms of likelihood and magnitude of impact, determining a response strategy, and monitoring progress. By identifying and proactively addressing risks and opportunities, business enterprises protect and create value for their stakeholders, including owners, employees, customers, regulators, and society overall. (ERM)
You can view Megan’s presentation here: EnterpriseRiskMgmt_CIJ_AcademyMDeaneFebruary2014
You can watch Megan’s presentation video here: Vimeo
Megan can be reached at:
Email: mdeane@creditinfojamaica.com
Linked In: m.linkedin.com/pub/megan-deane/1b/b98/904
Website: http://www.creditinfojamaica.com/
Megan’s Bio
Megan Deane is a highly qualified professional with over 20 years of experience in the private and public financial services sectors in Jamaica. She has served previously as a Technical Advisor to the Houses of Parliament; the Deputy Managing Director of the EXIM Bank of Jamaica; Director of Investments and Privatisations with the National Investment Bank of Jamaica and as Manager for Business & Advisory Services at Trafalgar Development Bank. A Canadian Commonwealth Scholar with an MBA from the University of Ottawa and a Hubert Humphrey Fellow in Finance at Boston University, Megan is an honours graduate of the University of the West Indies with a BSc. in Management Studies. She was identified as being eminently qualified to lead the team at Creditinfo Jamaica Limited and establish Jamaica’s first licenced Credit Bureau. Megan has been with the company since December 2011.
Creditinfo Tanzania hosts the inaugural Credit Training Programme delivered by Creditinfo Academy
The training covered many areas including the use and understanding of credit bureau data, how credit scoring works and scorecard development. Most sessions were interactive to provide active involvement and help learning.
Feedback from participants was excellent. Mr. Robert Kimaro, an attendee from CRDB commented “I learnt a lot from the day about credit bureaus and the services and systems that they use and how these can assist my bank make smarter lending decisions, including how to grade the borrowers by using Creditinfo’s credit score, Creditinfo Predictor.”
The course was led by Mr. Paul Randall, an international industry expert with more than 27 years’ experience in credit risk management. Mr. Randall’s delivery style includes a number of audience participation techniques to not only engage the attendees but to also create more interesting and often unexpected content and network connections that are rarely achieved at traditional seminars. Mr. Randall facilitated numerous tasks and activity sessions to reinforce the learning points covered.
Andrew Carter, CEO of Creditinfo Tanzania said “We are really lucky to have an international expert of Paul Randall’s caliber in Tanzania to lead these customer courses. His experience and knowledge from growing international markets is extensive and Tanzania banks and MFI’s we have lots to learn from him.”
Creditinfo Academy is due to be a regular feature on the calendar with Creditinfo Tanzania as the new credit bureau further expands its operations.
Contact Creditinfo Tanzania at CITinfo@creditinfo.com .
Change Management
Creditinfo Academy were very pleased to welcome Mr. Paul Gauci today.
Paul delivered an inspirational presentation on “Change Management”. Paul is a training and development professional from Malta who lectures regularly at the University of Malta and who this year, also celebrates 34 years as Head of Training & Development at the Bank of Valletta.
You can view his presentation here: Enabling Growth through Change creditinfo
You can watch his presentation video here: Vimeo
Paul can be contacted via http://about.me/paulgauci
Also, vvia Linked In mt.linkedin.com/pub/paul-gauci/a/197/63b
Twitter www.twitter.com/GauciPaul
Facebook: www.facebook.com/paulmgauci62
More about Azerbaijan
As you may remember, in November, we told you that we were the finalists, along with CRIF, for a tender to become the operator of the First Credit Bureau in Azerbaijan.
Before selecting the winner, the Executive Committee wanted to clarify a few issues relating to the hardware of each organisation. In December, Tomáš Tichý,Radek Bittner, Paul Randall and Reynir gave a presentation in Baku. According to Paul his presentation was fantastic and Reynir’s was OK! (how cheeky!).
Anyway, the Committee now want to visit both organisations, so at the end of January they will be going to IBCH in Kiev and to CRIF HQ in Bologna. Afterwhich they will advise who will receive the tender. Watch this space….
On a side note, we bumped into William Haigh as we were leaving the IFC office.
We won the tender in Afghanistan
As you may already know, we won the tender for developing the Public Credit Registry (PCR) system for Da Afghanistan Bank (DAB) to enhance access to financial resources and loan facilities in the country. Reynir signed the contract for the project in Kabul in February 2013.
Creditinfo Academy visits Tanzania
Working through a case study
Creditinfo Tanzania, the first licenced credit bureau in Tanzania, provided yet another first of its type for the country, a “Credit” themed training programme delivered by Creditinfo Academy. The training was held at the prestigious Serena Hotel in Dar es Salam on 4th and 5th February 2014.
The training covered many areas including the use and understanding of credit bureau data, how credit scoring works and scorecard development. Most sessions were interactive to provide active involvement and help learning. Continue reading »
Children Christmas at Creditinfo Lithuania
Creditinfo Lithuania held a Christmas party for employees‘ children entertained by Santa Claus and Snowmaiden visit. It is planned to make such events for our staff children each year.
Several years ago our team had only a few children while one can notice that currently we have a full kindergarten here. We are pleased to see that growing new generation will be able to replace ourselves at Creditinfo in the future.
Merry Christmas and Happy New year to all Creditinfo families!
Reynir has a new Christmas jumper
“Best wishes and seasons greetings to you and your families!“
Reynir
Everyday Cybercrime
Athlyn Evans, Head of IT, Creditinfo Malta today delivered a presentation for the Creditinfo Academy on “Everyday Cybercrime”.
Athlyn spoke about why cybersecurity is such a big issue, why the stakes are so high and the answers so difficult.
You can view his presentation here: Cybersecurity – Athlyn Evans
You can watch his presentation video here: Vimeo
And read the script from his webinar here: security talk
Athlyn’s bio
Athlyn has a first class degree in Computer Sciences and Electrical Engineering and a Master Degree in Information Systems. He has worked in IT for 25 years. For many years, he was a freelance IT Consultant who specialised in IT and Data Security. He worked for the UK Ministry of Defence and BAE systems and was responsible for perimeter line security for encrypted communications between defence and government departments, this included areas of conflict. He also worked in the Airline industry to improve security post 911. His last security position was working in the digital film industry in the UK and Hollywood, LA ensuring digital security and digital fingerprinting for large data warehouses used in CGI production.
Editors note: He is also a passionate Welshman and motorbiker. You can even find him listed in the credits of the movie Arthur Christmas for working on CGI technical infrastructure supporting Aardman Animation technical infrastructure. http://www.sonypictures.com/animation/pdfs/arthurchristmas_credits.pdf
How Lithuanians show their proud of high ratings
Certificates “Strongest in Lithuania” became a strong proof of confidence in Lithuanian companies. Some of them are so proud that they are able to get these certificates several years in a row that puts them altogether showing continuity of creditworthiness.
We believe that for the company from one of the biggest cities our certificates is more than a proof of trustworth or marketing. It‘s an emotion, proudness and a wish to show that to everybody: from local staff to VIP clients. We are very happy how many opportunities our clients have using the certificate.
Paul's off to Tanzania to deliver training
Paul Randall and one of the CIS team will be flying out to deliver training to some of Tanzania’s potential clients. This is a great way for the clients to network and share best practice whilst also being an informative session and for us, it’s a great opportunity to promote what we do best and how we can help them do things better. During the 4 x 50 minutes sessions, we’ll be telling them about the benefits of a Credit Bureau, the data landscape in their country, going into detail about scoring and also automation. If this is of interest, give Paul a call!
On the hunt in Cape Verde
We’ve sent Kristinn “Kiddi” Agnarsson out on a mission to find new office space in Cape Verde and to find some new recruits .
Any takers for relocation?
Players of the Month: Tanzania and Malta
You always remember your first!
November saw the team in Tanzania sell their first International Report. Well done, to Andrew Carter, Dave Kahwa, Edwin Urasa,Shane Moldenhauer & Pamela Uriyo, the first of many we’re sure!
Teamwork pays off
Congratulations to Remy Damato, Melissa Pace & Antonio Di Bari, for already breaking all records regarding the creation of D&B reports. Even with another month to go, they are already 10% up on last year in not only the number of reports but also on the total revenue. This is big indication on the quality and speed in which these reports are delivered by the team. There has to be something said for their teamwork as they also won the bridge building contest at the last Values Seminar in Malta.
From the photo, we’d advise them not to swap their day jobs for construction!
The impact of financial literacy on companies and personal finances and how it impacts on the economy
Breki Karlsson, CEO and Founder of The Institute of Financial Literacy. Today we were very pleased to welcome Breki to joins us at the Creditinfo Academy. Breki delivered a webinar on “the impact of financial literacy on companies & personal finances and how this impacts on the economy”.
Breki has wide ranging experience with management, innovation, strategic planning, research, training & setting up businesses. He holds a M.Sc. Economics & International Business from Copenhagen Business School and a BSc in Business Administration from the University of Reykjavik. Having carried research on financial literacy, he has held countless lectures & seminars worldwide since 2005.
The Institute’s aims are to equip the general public with the right tools and education to better manage their finances to ensure financial stability in their lives & their families.
More info: www.fe.is
You can view his presentation here: Breki Karlsson fe-is
You can watch Breki’s presentation video here: Vimeo
Contact Breki via:
Email: breki@fe.is
Linked In: www.linkedin.com/profile/view?id=5259268
Growing a mo!
During November each year, Movember is responsible for the sprouting of millions of moustaches around the world. With their “Mo’s” men raise vital funds and awareness for prostate and testicular cancer and mental health.
A team of the guys at SOLUTIONS CZ got into the spirit of Movember by growing a range of impressive moustaches.
At the end of the month, the ladies of the Czech office voted and David Urban became the resolute winner. For his great efforts, David won a session at the local Barber Shop.
However, second place was undecided, as Milan Krupicka and Radek Bittner drew in the number of votes, but in the deciding round, Radek won over Milan 3:2. Jitka Burkoňová lead the way in helping the guys raise money for the charity and LindaTomanová assisted in arranging the vote.
“There are a few of these that have definite porn star look-a-like potential, maybe I should lend them my leather pants to complete the look!” A.H.
