The Creditinfo Chronicle
Recent additions to the Creditinfo Family
At Creditinfo Solutions
Anastasia Yurina
Commercial Assistant
Anastasia is a new part-time Commercial Assistant at CIS. Recently, she has finished the International Relations and European Studies and earned her Bachelor’s degree. Next year, she’s planning to get her Master’s degree. She has already done two Erasmus exchange programs in Cyprus and Work&Travel in the USA. In Nicosia, she worked for an on-air radio. Now, Anastasia is also working in a Broker Company. Well, if anyone wants to invest their money and be as rich as Bill Gates (n°1 in 2014 according to Forbes), feel free and contact her 🙂
Introduction to Credit Risk Management – Training coming up in Tanzania
Introduction to Credit Risk Management: Realizing the Benefits of Credit Bureau Data
This two (2) days training program is designed for bankers, microfinance and other professionals responsible for maintaining top quality loan portfolios, identifying risk management opportunities and designing financial solutions for clients in a new and evolving international credit environment.
The Training will be taking place on the 21st & 22nd October 2014 or 23rd & 24th October 2014 at Ledger Plza – Bahari Beach Hotel.
There is widespread agreement particularly amongst regulators that financial institutions need to rethink credit policies, procedures, and risks they are taking.
The workshop will provide knowledge and support to members of credit risk and operational management team to better understand the developments in Tanzania with the credit information sharing initiative.
The workshop will cover the concepts behind credit bureaus, and how businesses can use this data to improve the quality of lending, both in terms of e‑ciency and quality. The workshop will also cover the fundamental concepts of application processing and utilzation of the credit bureau reports.
It will also present an excellent networking opportunity for attendees to share ideas about their own challenges and best practice.
Sounds Interesting? Find out more here: http://www.creditinfo.co.tz/home/training-events/credit-risk-management-/
Recent additions to the Creditinfo Family
At Creditinfo Tanzania
Mohamed Kapufi
Sales & Customer Support Manager
Mohamed started his career with Ecobank in 2011 as Sales Executive responsible for selling bank products. In 2011 moved to the National Bank of Commerce (Member of Barclays Group) as an Officer Management Information System (MIS) responsible generating analytical reports to support Credit Risk Management process within the bank. In 2012 was promoted to Portfolio Management Analyst (Secured & Unsecured Lending)
In 2013 Mohamed was promoted to position of Regional Branch Operations Manager (Business Operations and Controls), the position he held until when he left to join Creditinfo. He was responsible for portfolio of 12 branches of Lake Zone with more than 100 team members.
Mohamed graduated with Advanced Diploma in Business Administration (ADBA) 2010, and Post Graduate Diploma in Financial Management (PGD -FM) 2012, from the College of Business Education (CBE).Also, he pursued Msc.in Marketing management from Mzumbe University 2014.
Players of the month: Cape Verde
This month saw the launch of the new office in Cape Verde. As you know Dirce Varela recently joined the family as CEO. For the launch, Creditinfo Cape Verde (CICV) held a 3 hour workshop at the Auditório de Caixa Económica de Cabo Verde on the 15th July.
Dirce opened the launch with an introduction to Creditinfo and then we welcomed Mr. Carlos Burgo, the Governor of the Central Bank of Cape Verde www.bcv.cv and Mr Amilcar Monteiro, the General Secretary of Câmara do Comércio Industria e Serviços de Sotavento (CCIS) www.cciss.cv. Mr. Burgo described the role of the Central Bank in licensing and the supervision of credit bureaus and Mr. Monteiro spoke about the role of the credit bureau in the access to credit for SMEs and Microfinance.
Creditinfo win tender in Latvia
My job
People have predefined ideas about what it is that I do. I have found that such ideas vary from me being in charge of everything that happens in our company to being in a ceremonial role. People outside the company typically believe I am involved in much more than I am. As an example someone I know might contact me and ask for a job. I would answer that I have only three employees myself and have not hired for 3 years, nor plan to. A lot of people are being hired by our Group, perhaps close to 1 per week now, but this is not something that is on my table. And that is not because I am too good for this, but precisely because I believe I am not very good at hiring and supporting people reporting directly to me. I typically give them tasks and leave it to them. The “outsiders” also find it strange that I have not been involved in the Icelandic operation at all for many years, even if I am working from the same office.
Congratulations to Nataliya Soldatyuk
Recently, Nataliya Soldatyuk from Creditinfo Solutions joined the CIS “Scoring Olympus”. She is not new to the business, however we wanted to mention that she is currently completing her Ph.D. in Econometrics. In just a few weeks from now, she will be presenting her Ph.D. “white paper” in a public industry forum, as a speaker at the 20th Conference of the International Federation of Operational Research Societies. Check out the link http://www.ifors2014.org. Maybe we should also mention that the conference is going to be held in Barcelona… during the summer… Well, we will try not to be too jealous! ;o)
The CIS team just wanted to say publicly that they are very proud of their colleague… Go Nataliya!
2 New Employees – Creditinfo Romania
Iount Diaconescu
Sales Manager
Hello. My name is Ionuţ and I am 34 years, with over half of them in Sales (Cars, Eggs, Houses, Insurance, T-shirts, Beer, Finance, Road Assistance, Cosmetics). I’d like to think of myself as dedicated, results-oriented and highly motivated Salesman, qualities that I hope to be best exploited in Creditinfo Group. Regarding experience, I am proud of my activity both on Corporate top-level and also lowest level of sales.I find the activity so far with Creditinfo Group both challenging and rewarding at knowledge acquirement. As a B2B Salesman, I hope to “give the best” here and together to reach the work-related satisfaction level that we desire and hope.
3 New Employees – Creditinfo Solutions – Czech Republic
Radka Szabová
Project Manager/Project Management Office
Radka believes that she will utilize her experience from international environment, change management projects in Africa, and become „universal “ Project Manager. And we believe so! Actually, she is already doing it. That means that there will be no limitation in the project that she leads. She is participating on our internal as well as external projects, covering entire portfolio of CIS products.
Players of the Month: Samuel White & Paul Randall
This month we’d like to recognise Sam and Paul for all the air miles they have recently clocked up.
Seriously though, their jobs may sound very glamorous, travelling all over the globe to meet the different operational sites and share best practice within the Group and meeting new / potential clients etc. The reality is, these guys can be getting out of bed at an unearthly hour, travelling for 20 hrs or more, delivering presentations having only had a few hours sleep, living out of a suitcase, arriving home in the middle of the night….. and don’t forget they are leaving their loved ones at home.
There are a number of other people within Creditinfo who equally travel a lot promoting Creditinfo around the globe and can equate with the trials and tribulations of travelling. We’d like to thank you guys too, you know who you are!eBusiness Pass by Arnault Morin, VoLo
Today we had a presentation provided by Mr. Arnault Morin, Chief Information Officer for VoLo, on one of their smart products, the eBusiness Pass.
The eBusiness Pass is a business intelligence and operations platform that allows companies to access multiple opportunities for growth. It shows specific information of the Micro Small and Medium Enterprises.
You can watch Arnault’s webinar here on YouTube: https://www.youtube.com/watch?v=fJV9kV59Bog
Check your social credit score developed by Creditinfo Lithuania
Creditinfo Lithuania developed a social credit score that predicts credit risk by user‘s data from Facebook. The score depends generally from profile information, activity, communication culture and friends information.
For example, the score is influenced by „likes“, groups you follow, phone type, also honesty adding personal information and other variables that were identified as significant based on econometric modeling. Continue reading »
Newstalk93FM Jamaica – Radio interview with Kiddi
Below you can hear Kristinn Agnarsson speaking about the benefits for a consumer and businesses of having a Credit Bureau in Jamaica.
Part 1:
Part 2:
Sales Presentations – My Approach – Samuel White – International Business Development
Today employees at Creditinfo received a presentation about how to approach sales presentations. The underlying theme was to keep your PPT slides simple and clean and to tailor your presentation for your audience so that it is relevant. Samuél White, Business Development Manager, Creditinfo International (pictured) advised his colleagues to do their homework first and find out as much as possible about the audience so that you could engage them throughout the presentation with relevant information.
You can watch Samuel’s presentation video here: Vimeo
